Calculator
50/30/20 Split.
The most popular budgeting framework, calculated in one tap. Enter your income and see your needs, wants and savings targets.
Your Income
Your 50/30/20 Targets
$0
Needs · 50%
$0
Wants · 30%
$0
Savings · 20%
SpendTrak · Behavioral AI
A rule is a starting point.
SpendTrak shows what you actually do.
The 50/30/20 rule tells you the plan. SpendTrak shows you the reality — how your real spending compares to the split, automatically.